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(i) the partial or complete mobilisation from the stability in personal savings programs for the payment of instalments of credit agreements assured by a house loan on the house intended with the participant's personal long lasting residence with the participant, and also instalments of credit for the construction or advancement of residence for personal long term residence, and transfers to housing co-operatives for everlasting housing options, They are exempt through the minimum five-year permanence need for mobilisation devoid of penalty, assuming that they respect the assuming that they relate to quantities subscribed up to 31 December 2022;

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